Car Insurance For New Drivers In Dallas, TX
Congratulations on becoming a new driver! Car insurance is the next hurdle to overcome. As a new driver, you are unproven, that is the unfortunate truth. It may not seem fair but that doesn't change the fact that insurance companies are looking at you as an accident waiting to happen. Having a new driver on a policy will raise the rate substantially because of this. However, there are some things that a new driver can do to reduce this cost as much as possible.
Take a safe driving course - this is different from drivers' education, (we will discuss drivers' education later). A safe driving course is something that is offered by the insurance company that charges the parent with making sure the driver in question has enough experience.
Take drivers education- no one wants to spend their summer cooped up in an old car with an instructor. But besides the obvious (making you far more likely to pass your drivers exam) taking drivers education will significantly lower your insurance rates. This is because you have been instructed on how to properly operate a vehicle as well as how to obey posted traffic regulations.
Maintain good grades - Auto insurance companies almost all offer a discount for a good student. Having good grades shows a certain level of responsibility, that in turn goes a long way to show the insurer that you are worthy of a better rate
Stay away from speeding tickets (and other violations) - speeding tickets as well as most other moving violations are reported to your insurance company. This means that exactly the opposite of the previous tip; you are showing the insurer that you are irresponsible and potentially dangerous behind the wheel.
Take drivers education- no one wants to spend their summer cooped up in an old car with an instructor. But besides the obvious (making you far more likely to pass your drivers exam) taking drivers education will significantly lower your insurance rates. This is because you have been instructed on how to properly operate a vehicle as well as how to obey posted traffic regulations.
Maintain good grades - Auto insurance companies almost all offer a discount for a good student. Having good grades shows a certain level of responsibility, that in turn goes a long way to show the insurer that you are worthy of a better rate
Stay away from speeding tickets (and other violations) - speeding tickets as well as most other moving violations are reported to your insurance company. This means that exactly the opposite of the previous tip; you are showing the insurer that you are irresponsible and potentially dangerous behind the wheel.
Another important thing to remember as a new driver (or as the parent of one) is to put the new driver on the insurance of an existing car. Do not buy a new car for a first time driver; first off statistically speaking, they are going to get in an accident. That is something no one wants to think about but it is most likely going to happen. Consequently if it is going to happen why not let it happen in an older car that is not worth as much.
Further, do not put a new driver on a policy alone. If you do, the rates will be much higher than if the driver is on a policy with someone who is older.
Being a new driver is fun and exciting, but it is important to remember that operating a motor vehicle is a serious responsibility. The choices you make behind the wheel not only affect you and your family, but also the drivers around you and their families.
Further, do not put a new driver on a policy alone. If you do, the rates will be much higher than if the driver is on a policy with someone who is older.
Being a new driver is fun and exciting, but it is important to remember that operating a motor vehicle is a serious responsibility. The choices you make behind the wheel not only affect you and your family, but also the drivers around you and their families.